Why You Schedule Personal Property


Do you ever think about why you value certain things over others? Sometimes it’s purely because they are more expensive but we also have an emotional value on certain things that goes way beyond what we paid or what they’re “worth”.

You may have a rare painting or a piece of jewelry that’s been handed down for generations within your family. Or maybe a really nice flat screen tv that delivers every big game to you in beautiful HD. Whatever your prized possessions may be, it’s important to make sure they are protected.

If you’ve never considered adding Scheduled Personal Property Coverage to your policy or if you have recently added high value items to your home, it might be tim eto discuss adding that option.  Beyond the obvious, there are some really great benefits to this coverage and we’ve seen it save the day on more than one occasion.

What does it cover?

Any scheduled items are covered at appraised value for damage, theft and loss, even if they’re misplaced! If you’ve never done it, take some time to create an inventory of your valuables and call contact us on how to protect them.